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You’ve saved, planned, and are looking
forward to relaxing in the sun. There are many benefits
from planning ahead, but what if things do not go according
to plan shortly before your vacation begins? What if
you or a loved one gets sick before you leave for your
trip? What if you arrive and your bags don’t? What if
a hurricane prevents you from starting your vacation
or forces you to leave early?
We want your stay to be worry free.
Trip insurance protects your trip investment in the
event of a sudden emergency before you start your trip.
Once you are here and you have to interrupt your trip
it protects the full payment you made. The benefits
listed below are included in your plan. The coverage
goes into effect when the premium is paid. You will
receive a Certificate of Insurance which will describe
all the details applicable to the insurance coverage.
DESCRIPTION OF COVERAGES
Protection Before, During and After
Your Trip
A cancellation, interruption or trip delay can cost
you your vacation investment and additional expenses.
Travel Guard Insurance provides you with protection
during your entire vacation experience. You’ve invested
time and money in your vacation. Unexpected events can
risk all of that. If you can’t go on your trip for a
covered reason, you will be reimbursed for your prepaid
expenses. It offers excellent value and combines insurance
coverages with 24-Hour Emergency Assistance Services.
| Coverage |
Details |
Trip Cancellation & Interruption:
Up to Insured Trip Cost
(max. $100,000) |
Covers trip investment for cancellation
or interruption of trip for reasons including:
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- Sickness, Injury, or death of an Insured,
Immediate Family Member, Traveling Companion,
or Business Partner
- Inclement Weather
- The Insured's principal residence being
made uninhabitable by hurricane, fire, flood,
or similar Natural Disaster, vandalism,
or burglary
- Strike
- Military Duty
- Employer Terminations
- Layoffs or Job Transfers
- Required to serve jury duty, hijacked,
or quarantined
- The Insured's Destination being made
uninhabitable by hurricane, fire, flood,
or similar Natural Disaster, vandalism,
or burglary
- Being involved in an automobile accident
while en route to departure
- A Terrorist Incident in a city listed
on the Insured's itinerary within 30 days
of the Insured's scheduled arrival
- A named hurricane causing cancellation
of travel to the Insured's Destination that
is inaccessible or uninhabitable
- The primary or secondary school where
the Insured or Traveling Companion is a
student must extend its operation session
beyond its regular schedule
- Mechanical/equipment failure of a Common
Carrier and causes complete cessation of
travel for at least 48 consecutive hours
- A theft of passports or visas specifically
required for the Insured's Trip.
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| $600 Travel Delay |
Reimbursement for additional
expenses (i.e. hotel) incurred when you are
delayed for 12 hours or more due to (a) Common
Carrier delay; or (b) lost or stolen passport,
travel documents, or money; or (c) quarantine;
or (d) Natural Disaster; or (e) Injury or Sickness
of the Insured or Traveling Companion.
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| $200 Baggage
Delay |
Reimbursement
for purchasing essential items (i.e., toiletries)
when bags are delayed more than 24 hours. If
the Baggage is delayed after the Insured has
reached his or her Destination and the Common
Carrier makes a charge for delivery, the Company
will reimburse the reasonable cost to deliver
the Insured’s Baggage to his/her Return Destination
or residence, up to $25. |
$100,000
Accidental Death & Dismemberment |
Covers for loss
of life or limb within 180 days of an accident
on your trip. |
$50,000
Emergency Medical Transportation |
Covers evacuation
and transportation to the nearest adequate medical
facility when required by an attending physician;
also includes cost for a medical escort. |
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24-Hour Emergency Assistance
Services |
Immediate help with
any travel or medical emergency when you need
it, wherever you need it; includes:
- Cash advances
- Telephone interpretation
- Passport or ticket replacement
- Physician referrals and appointments
- Prescription replacement
- Lost or delayed baggage tracing
- Delivery assistance
- Travel medical assistance
- Vehicle return service
- Concierge services
- Pet return services
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Identity Theft Protection |
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Identity Theft |
Assistance in the event that you are
a victim to identity theft during your
trip by reviewing credit bureau records,
review account activity, and interact
with law enforcement. |
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Questions:
Call Travel Guard Insurance 877-254-8842 and reference
Product Number: 008380.
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